We Have Owner Financed Homes in North and South Carolina Available For You! Regardless Of Bad or NO Credit.
If you’re tired of renting, and you want to own a home in [the Carolinas] but your credit is holding you back from qualifying for a normal bank loan. We can help you!.
We specialize in helping [Carolina] residents become homeowners through our Owner Financing Program. This means there are no banks involved.
If you can’t secure conventional financing, no worries! Carolina Home Buyers offers great homes in and around North and South Carolina.
We are an alternative to buying a home the traditional way. You do not need to have perfect credit and we offer payments to fit your budget.
You are not renting the property or renting to own. You are buying it without the bank.
Want to know when the best properties hit the market?
What Are The Types Of Homes In North and South Carolina We Offer With Owner Financing?
We are a local real estate company that offers our properties to deserving families with a reasonable down payment and the ability to pay a monthly payment comparable to rent.
The types of houses we tend to offer on our Owner Financing Home Program include…
- 2 bedroom – 4 bedroom homes
- 1,400 – 2,500 square feet
- Updated kitchens and bathrooms
- Often times many upgrades
Each home is different, so there’s definitely the perfect home out there for you.
Our homes range in price and typically require a down payment of $7,000 to $10,000. We have found that this is the best price range to find homes that are in decent neighborhoods where people want to own a home and raise a family.
Advantages Of Owner Financing
- Closing Process Is Faster
- Closing Cost Is Lower
- Downpayment Can Be Flexible
Still have questions? Check out our Frequently Asked Questions Page →
How Does Our Program Work Anyway?
It’s easier than you think – and we can help. The process is really pretty straightforward.
We finance the property for you with what is called a “land contract” or “contract for deed”. This is very common and every closing is handled by a state licensed attorney or authorized signing service, just like any other real estate transaction. So you can rest assured that everything is handled professionally.
You will also be responsible for the taxes and insurance just like any other homeowner. We can, however, escrow taxes and insurance for you if you like to help you budget for these expenses. Sometimes it is a requirement for approval.
One of the best things about buying a home this way is that you do not have to deal with banks and qualify based on your credit. You can start building equity right away and stop paying rent.
Step 1: Submit your info on this website to create a FREE account and let us know the type of house you’re looking for.
Step 2: We’ll look at your situation, the type of property you’re looking for, and show you your options here in South Carolina.
Step 3: View the local South Carolina homes that fit what you’re looking for.
We seek to only buy properties that are move-in ready or close to move in ready. For this reason, we do not typically make any improvements to the property prior to offering it to deserving families. All properties are sold “as is where is”. So it is the responsibility of the purchaser to make any necessary repairs and to inspect the property thoroughly prior to purchase. We recommend getting a home inspection prior to purchase.
Plus, as we acquire new properties each month, as long as you’re on our Owner Financing Home List, you’ll get email alerts with the latest properties available.